Businesses and individuals consider filing bankruptcy for many reasons. Whether related to an economic downturn, overwhelming medical debt, job loss, financing setback, or otherwise, bankruptcy may provide much-needed debt relief. Many families and businesses are hesitant to explore this option because they are unfamiliar with the process or are afraid that seeking bankruptcy relief will result in the liquidation of all of their assets or permanent damage to their credit. This is not always the case. Depending upon your circumstances, specific types of debt may be discharged while still retaining many, if not all, of your assets. In many cases, putting off the process while trying to deal with creditors can cause additional financial distress and have long-term consequences. It is imperative, therefore, to consult with an attorney to understand which options may be available to protect you or your company. Ben Cushman is an Olympia lawyer who handles these matters for Washington individuals and businesses. If you need assistance, contact our office to schedule a consultation. We also service clients in Tacoma and other parts of the state.
Lawyer assisting Olympia and Tacoma residents with bankruptcy matters
People and businesses occasionally fall on hard times. Significant credit card debt, medical bills, mortgage payments, or business loans can become insurmountable financial burdens. Businesses impacted by an economic recession or government shut down may find it impossible to continue operations or to meet debt obligations. Unforeseen events, such as injuries or medical procedures, unemployment, or underemployment may cripple a family’s ability to make ends meet. Bankruptcy may be a possible solution to relieving debt and rebuilding a business’s or family’s financial health. Individuals, spouses, corporations, and other businesses may seek relief by filing a bankruptcy Petition. All bankruptcy cases are handled by federal courts under the rules laid out in the U.S. Bankruptcy Code. Ben Cushman is a Washington lawyer assisting clients with various types of cases, including:
Ben understands that every family and company is different. His goal is to help each of his clients understand their financial options and whether filing for relief is right for them. He is familiar with the differences between Chapters 7, 11, and 13 and can help clients determine the impact of each type on their business operations or personal credit going forward. He can assist clients in identifying which debts may be discharged and in challenging creditor objections to debt relief. Ben is also able to help clients identify assets that may be exempted from bankruptcy and can advise them on how best to structure a Petition to protect their property from liquidation. Contact us today to speak with our Olympia attorney.
Our firm also serves the Thurston County cities of Lacey, Tumwater, and Yelm, the Pierce County cities of Tacoma, Puyallup, and Lakewood, the Lewis County cities of Centralia, Chehalis, the King County cites of Seattle, Auburn, Bellevue, Burien, and Federal Way, as well as other areas in Washington, including Grays Harbor, Mason, Cowlitz, and Pacific Counties.
Olympia attorney supporting clients throughout the bankruptcy process
Ben is a lawyer who understands that people and businesses considering bankruptcy are under considerable financial stress. Regardless of the events leading to the current situation, Ben treats his clients with respect and gives each case the attention it deserves. He provides practical explanations about the bankruptcy process and informs clients about what they can expect as the case proceeds. Ben makes attorney-client communication a priority. He quickly responds to client questions and keeps the parties informed of case activities and decisions. We believe that everyone is entitled to the highest level of service and this is our promise in every case. This is true whether you are in Olympia or elsewhere.